Your dreams, our passion... A SUSTAINABLE RELATIONSHIP 


Microcredit Loan


The fund aims to support business planning needs with limited funding and is specifically designed for microenterprises (fewer than 10 employees) which have limited access to traditional financing.

The Microcredit Loan from the SADC de la région de Coaticook enables projects such as:

  • Starting a business,
  • Acquiring an existing business,
  • Purchasing equipment,
  • The renewal of promotional tools,
  • The revitalization of the facade or premises,
  • Increase in inventory,
  • Increased working capital,
  • Etc.

Specific Terms

  • Amount: from $5 000 to $20 000. Cumulative maximum of $30 000 per business.
  • Type of financing: conventional loan (a collateral may be required).
  • Loan period: maximum 5 years.
  • Rate of interest based on the level of risk.
  • Opening file cost: $75.
  • Monitoring fee payable on disbursement: 0.95% of the amount of the loan.
  • No fees for advance payment.


  • Maximum investment of 10% in the project or adequate capitalization of the
  • business.
  • Obtaining financing from a financial institution or proof that the business has no access to traditional financing.
  • Creating or maintaining full‐time employment or demonstration of the prospect of creating such a job.
  • To submit a condensed business plan.

Our Tweets

Un autre webinaire OPTEZ pour le TALENT aura lieu le vendredi 1er décembre 2017. Ce deuxième webinaire abordera la?

C'est avec bonheur que nous vous partageons notre classement au Concours Mondiale World Cheese Awards. Bravo à l'éq?

Articles récents

Annual Report 2017-2018

20 years of Youth Strategy


Hire for talent

The business advantages of hiring people with disabilities Become a Disability...


Subscribe to our newsletter



ADDERE Service conseil en développement durable

Arboriculture Carrier: Protecting Trees in Your Municipality

  Arboriculture Carrier is a business located in Wotton, in the des Sources MRC, offering services that range from trimming and cutting down...

SADC de la région de Coaticook

38, rue Child Suite 140
Coaticook, QC J1A 2B1
Tel. 819 849-3053