Business advisors and financial analysts are available to provide you with financial assistance tailored to your needs. Even more importantly, they can support you and provide you with the tools to help your business along on the road to success.

This assistance can be general in nature:

  • Advice on starting up and acquiring a business
  • Support and advice in putting together a business plan
  • Help with finding solutions

It can also be more specific:

  • Assistance with financial projections
  • Support in seeking complementary financing or government assistance (subsidies)
  • Financial-situation analysis and explanation
  • Advice regarding the evolution of a business

For more information, call us at 819 849-3053

Financial products

The Coaticook region SADC offers financial products to help you make your business project a reality.

All SADC clients benefit from personalized follow-up throughout their loan term, in a context of utmost confidentiality.

Regular Investment Fund

Main uses of the fund:

  • Acquisition
  • Start-up
  • Expansion
  • Modernization
  • Recovery (working capital replenishment)
  • Succession

Other features:

  • This fund can be combined with other financial products
  • The repayment terms are flexible and adapted to the reality of each project
  • The applicable interest rate is determined according to the financial risk assumed by the SADC in the project

ELIGIBILITY CRITERIA

  • Being headquartered within the Coaticook MRC and having fewer than 200 employees
  • Demonstrating that the project will help create or maintain jobs in the Coaticook MRC
  • Being able to show that the project will have economic spinoffs for the region and the potential for profitability and viability

Youth Investment Fund

The objective of the Youth Investment Fund (Stratégie jeunesse) is to encourage young people ages 18 to 39 to start their own business. This is a unique and advantageous financial product, with personal loans ranging from $5,000 to $25,000. It is an important springboard for young entrepreneurs, enabling them to gather the financing they need to make their business project a reality.

In addition to encouraging the acquisition, start-up, expansion or modernization of a business by one or more youths, the fund promotes young people’s employability and social, cultural and economic involvement in our community.

  • Personal loan ranging from $5,000 to $25,000 (limit of one youth loan per person)
  • Loan repayable over a maximum term of 7 years
  • Interest-free for the first 24 months
  • Management fee of 1% of the amount granted
  • Interest rate determined according to financial risk

Green Strategy Fund

To accelerate the green transition of small businesses in the region of Coaticook, the SADC offers the Green Strategy funding. Here you can discover the details of this loan aimed at facilitating the adoption of eco-responsible practices or the implementation of clean technologies within businesses.

Are you looking to optimize your energy efficiency or manage your waste better, or reduce your greenhouse gas emissions? The Green Strategy is for you!

Digital Strategy Fund

The digital transition, whether for implementing management systems, automating processes, robotics, home automation, or enhancing IT security, is essential for many small businesses. Fortunately, the SADC is here to support entrepreneurs in this transition through the Digital Strategy funding and the assistance of our advisors who understand the various local realities!

Transfer Strategy Fund

Here is a fund to ensure the long-term sustainability of businesses: facilitating business acquisitions or succession.

Business assistance process

Information request

Do you have a business project in mind or would you like to obtain financing to increase your working capital, develop your markets, or purchase equipment? Fill out the online form to share your idea with us. We will get in touch with you to discuss it.

Fill out the form

Have questions?

Feel free to contact us at 819 849-3053.

Appointment with a business advisor

First appointment with a business advisor to discuss your project and determine its eligibility. Make sure you bring along all the documents on the list!

For start-ups: Business plan, projected financial statements

For existing businesses: Project description, most recent financial statements, most recent interim financial statements and projected financial statements.

File development by business advisers

Once the advisors have all the documents required, they will review your application for financing and draw up a file for presentation to the Investment Committee.

Presentation of the project to the Investment Committee

Your project will be presented for approval.

Contract signing and disbursement

An appointment will be arranged with your advisor to obtain certain documents, sign contracts and explain the reimbursement terms.

Follow-up throughout the loan

A business advisor will follow up with your project and can offer personalized advisory services as needed.

Information request

Do you have a business project in mind or would you like to obtain financing to increase your working capital, develop your markets, or purchase equipment? Fill out the online form to share your idea with us. We will get in touch with you to discuss it.

Fill out the form

Have questions?

Feel free to contact us at 819 849-3053.

Appointment with a business advisor

First appointment with a business advisor to discuss your project and determine its eligibility. Make sure you bring along all the documents on the list!

For start-ups: Business plan, projected financial statements

For existing businesses: Project description, most recent financial statements, most recent interim financial statements and projected financial statements.

File development by business advisers

Once the advisors have all the documents required, they will review your application for financing and draw up a file for presentation to the Investment Committee.

Presentation of the project to the Investment Committee

Your project will be presented for approval.

Contract signing and disbursement

An appointment will be arranged with your advisor to obtain certain documents, sign contracts and explain the reimbursement terms.

Follow-up throughout the loan

A business advisor will follow up with your project and can offer personalized advisory services as needed.

Supported organizations

Témoignage de Sandra Grenier de l’entreprise Atelier M.G. inc. L’entreprise a participé à la démarche proposée par la SADC de la région de Coaticook qui favorise l’intégration de personnes immigrantes.

Découvrez l’histoire d’entrepreneur.e.s de la région, les défis qu’ils.elles ont relevé et la manière dont la SADC de la région de Coaticook les a accompagnés dans leur aventure entrepreneuriale…

Toujours dans la série de capsules vidéo mettant en lumière l’histoire d’entrepreneur.e.s de la région, rencontrez Geneviève Martin, propriétaire de
Rituel G.

Toujours dans la série de capsules vidéo mettant en lumière l’histoire d’entrepreneur.e.s de la région, rencontrez Karine Belhadj.